About Us

Trinity Business Partners is made up of people who care about helping both business owners and individuals with their specific needs. We do that by providing the most cost-effective plans and quality-driven services.

Our seasoned staff has the knowledge and experience to guide you with the plans and services you need to meet your end goal. Each staff member comes with years of experience in their areas of expertise, making it easy for you to feel comfortable that you are in good hands.

Our goal is to be your combined source for Employee Benefits Management, Payroll/Bookkeeping Services, Human Resources Support Services, and Individual Benefits Management.

Our actions are based upon our Core Values:

  1. Give to the community
  2. Develop self and others
  3. Focus on the customer
  4. Lead by example
  5. Take initiative

trin·i·ty

/ˈtrinədē/

noun

  1. the Christian Godhead as one God in three persons: Father, Son, and Holy Spirit.
    • a group of three people or things.

noun: trinity; plural noun: trinities

"the wine was the first of a trinity of three excellent vintages"

    • the state of being three.

noun: trinity

"God is said to be trinity in unity"

Trinity History

Since 1997 David has been in the insurance industry, morphing from an insurance generalist to a specialist. He started his young career with Insurance Placement Service in Bemidji, now Insure Forward. Having absolutely no experience in the industry but plenty of experience with customer service at the family-run resort, customer care, and service were second nature to him. With the guidance of many mentors, most notably, the late Robert “Tom Landry” McGowan, David's career was started.

A move to Brainerd from Bemidji for Insurance Placement Service in 2000 and the opening of the Brainerd Office led to a new opportunity.  Falling on hard times, Insurance Placement Service was forced to close its office, and David was left looking for answers. This led to the partnership with Gary Walters and the formation of Fiducia Benefits Group Inc. What started as a small venture managing benefits for 5 customers with 300 employees led to over 100 customers with 5000 employees by the end of 2019.  During this time, David's wife Christine Bergin had started Account Sense Bookkeeping and Payroll LLC.  Desiring to combine forces and offer more services to their group of clients, Trinity Business Partners Inc. was formed in late 2019.

We do not offer every plan available in your area. Currently we represent 3 organizations which offer 4 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Our Staff

David Bergin, Trinity Business Partners

David Bergin

Employee Benefits and Owner

Email David

Prior to discovering his true calling in the insurance industry, Dave held part-time sales positions with Cellular 2000 and worked in the construction industry for Christian Brothers Construction and Enbridge Pipeline. While working for Cellular 2000, he was setting up a new account for an insurance agency in Bemidji when he was approached by one of the owners of Insurance Placement Services. This was in 1997, and it marked the beginning of Dave's current career.

Dave worked with Insurance Placement Services for three years as their leading top sales representative and eventually opened an office in Brainerd. Eventually, the company hit hard times and cuts were made, so in 2000 Dave and another agent joined together and formed Fiducia Benefits Group. Dave and his business partner ran Fiducia for 19 years and eventually parted ways in 2020. Later in 2020, Trinity Business Partner came to be, and was a merger of Dave’s insurance business and his wife’s, Chris, bookkeeping business. They were already serving several of the same clients, so this merger was a logical move.

Dave also loves giving back to his community, he has served as a volunteer coach for youth wrestling, soccer, and judo for over 25 years. Many of his prior players are now coaches, a fact he is most proud of. He has also served and continues to serve on several boards in the area:

  • The LAHRA Board, Lakes Area Human Resource Association; past president
  • The Brainerd Community Education Board; board liaison
  • The Sertoma Club; club officer
  • BNI International; club chairperson

When not working or serving his community, Dave and his family have a working farm down in Fort Ripley, where they are raising hay, cattle, a small herd of horses and a flock of unique chickens. Dave and Chris enjoy tending to their farm and going to their kids’ various sporting and equestrian events. They also take an annual scuba diving trip to Mexico as a welcome relief when the snow is deeper than they want it to be!

Chris

Chris Bergin

Executive Accountant and Owner

Email Chris

Chris received her Bachelor’s Degree in Accounting from The College of St. Scholastica and has over 25 years of experience in banking, bookkeeping, payroll and accounting services. She believes in treating other’s businesses like it’s her own. She has personal ownership experience due to creating several businesses with her husband, Dave. Together they have created Trinity Business Partners Inc, Walberg Properties LLC DBA Shady Creek Resort on Mille Lacs, Huntly B Holdings LLC, and Round Rock Farm. Prior to starting Trinity Business Partners Inc, she created Account Sense Bookkeeping and Payroll, LLC, a successful bookkeeping & payroll company which has merged into Trinity Business Partners Inc.

She is passionate about her community and is involved with several local businesses, including 100+ Women Who Care, Kinship Partners, Joyce Meyer Ministries, Timber Bay Ministries, Timberwood Church, and 104.3 The Pulse. Chris also holds a position on the Mounted Eagles Board of Directors.

Chris has a strong conviction that good leaders don’t rush, intimidate, or pressure others into doing a good job. Rather, a good leader will invest their time to figure out what that person needs to learn or what support they need right now to become their best selves. It is an approach she utilizes with her clients and employees to set them up for success; knowing that if they are successful, she is successful.

A native of the Brainerd Lakes area, Chris graduated from Pine River High School and currently resides on a farm in Fort Ripley with her husband, Dave, and their two children, Hunter and Holly. She loves to support her children in all the sports they participate in, and her family owns a variety of horses including Quarter Horses, Shetlands, and Paints. Not only does she enjoy horseback riding for leisure, but she also utilizes her horses to grow her leadership and partnership skills.

When she’s not working you can find her kayaking, reading, traveling, camping with her horses, enjoying God’s beautiful outdoors and animals on horseback, and enjoying a good cup of coffee or glass of red wine.

2023.06 Carol Hansen Right 1 - Cropped

Carol Hansen

Senior Medicare Specialist and Individual Benefits

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Having 35 years of Insurance Industry experience, Carol has a proven track record of client satisfaction, providing exceptional service in a timely manner is an area that she prides herself on. Beginning her insurance career with Medicare Plans many years ago, she has always been in the supplemental benefits world. Carol welcomes the opportunity to help her current Medicare members as well as introduce others to Medicare when their time arrives. She also enjoys helping individuals enroll in health benefits.
Carol maintains both her AHIP Medicare annual certification, and her Life/Accident & Health license. Since starting her insurance career in 1988, she has been honored with many awards in both leadership and team excellence. Trinity Business Partners allows Carol to offer a variety of carriers, ensuring that the client’s needs come first.
Growing up in a small town in Southwest Minnesota, Carol understands the need to support residents in our local community and businesses. She is currently the Treasurer of the Central Lakes Corvette Club, a member of the Nisswa Women’s Club, a member of the BLA Chamber and supports local area non-profits. Carol was a Board member for Kinship Partners, serving as the Board Chair for one year, and continues to spend quality time with her Kinship Partner she connected with nearly 10 years ago.
Her favorite things to do outside of her Pequot Lakes office are escaping to her cabin and spending time with her 3 children and 1 grandson. Equally enjoyable is sitting beside a fire with friends while watching the sunset on Pelican Lake.
Stacy , Trinity Business Partners

Stacy Nelson-O'Connell

Senior Accounting Specialist

Email Stacy

Stacy graduated with honors in Accounting from Central Lakes College and has over 25 years of experience working in the Finance and Accounting industry. She is a business professional that provides accounting support with a high level of organization and top-notch customer service. Stacy has owned her own business and understands the importance of keeping timely and accurate records.

She is passionate about helping others and is a Certified Oola Life Coach & Oola Ambassador, assisting individuals in recognizing their life’s dreams & goals while helping them get past the challenges they face.

Stacy grew up in Ironton Minnesota and is a married mother of four. When she is not helping clients, she enjoys a good cup of coffee and spending time with family and friends.

Nicholle-Dean_4x5

Nicholle Dean

Junior Bookkeeper and Accounting Support

Email Nicholle

Nicholle has over 25 years of experience with customer service gaining much of this from being a municipal worker, and working for both Nonprofit and Corporate entities where she gained a wide array of valuable knowledge. Nicholle is committed to maintaining strong working relations with employees, departments, and agencies. Starting from a young age, Nicholle has been committed to performing at a top level wherever she works and why the principal rule in her life is that hard work is the most important factor in leading to success.

Nicholle grew up in the Twin Cities and moved to the area over 19 years ago. She enjoys the warmer months of the year where she can enjoy a variety of outdoor activities, and some of her favorite pastimes are hiking, running, golfing, and paddle boarding especially if it is somewhere along the beautiful Northshore. Nicholle values time with her daughter, family, friends, and beloved dog.

Brandy Yetzer, Trinity Busines Partners

Brandy Yetzer

Senior CSR/Licensed Agent, Claims Support and Office Administrator

Email Brandy

Email Claims request or info

Brandy has over 30 years of experience in office and customer service work. In October 2020, she started working for Trinity Business Partners, and in 2022, she obtained her license to provide health insurance. Her knowledge of business covers a broad spectrum, including software applications and best administrative practices. Furthermore, she demonstrates a willingness to share her knowledge and acquire new skills.

In 2003, she and her spouse relocated from Clearwater, Minnesota, to the Brainerd Lakes region, settling on 70 acres with their growing family. Born and raised in a close-knit family, she spent her childhood hiking and picking berries in the wooded areas of the Mesabi Iron Range. In addition to spending time together and watching movies or cooking shows, Brandy and her husband enjoy spending time with their two adult children, going on pontoon rides on their small lake, picking berries, fishing, canoeing, and being entertained by their two cats and one dog.

Braeden Matthern

Braeden Mathern

Junior CSR and Licensed Group Benefits Agent

Email Braeden

Braeden has nearly a decade of customer service and insurance industry experience, starting right out of college in the supplemental benefits world. He was a manager for about 3 years before he decided to spread his wings and join the Trinity team in July of 2023. Braeden has a great knowledge of group benefits and individual life policies, and has his Life/Accident & Health Licenses. If he doesn’t know the answer, he will make sure he finds it. Braeden has a fantastic work ethic.

Braeden grew up in a small town in North Dakota on a dairy farm. Braeden is in the Army National Guard and has been overseas twice. Braeden and his wife got married in May 2023 and will be expecting their first child this year! Braeden enjoys spending time with his wife, exploring new trails with their dog, playing golf,  and learning new ways to make homemade food.

Evoto

Laramie Matthies

Benefits & Claims Support, Licensed Agent

Email Laramie

Email Claim request or info

Laramie has over 30 years of experience in the accounting and customer service industries. She started her journey with Trinity Business Partners in March of 2024 as part of the Benefits team and, after getting a taste of the good she can accomplish, attained her MN Life, Accident, and Health insurance license.

After becoming empty nesters, Laramie and her husband moved from the Mille Lacs Lake area to their home on the Crow Wing River in Pillager. In her spare time, Laramie loves fishing from her dock, boating, photographing sunsets, reading, spending time with her family, and spoiling her dog.

Apr 2024 Photo Updated

Debby Hoel

Licensed Benefits Agent and Human Resource Advisor

Email Debby

In an ever-changing workplace, Debby is the partner to call for Benefits and Human Resource guidance. With over 30 years of Business and Human Resource Management experience, Debby draws upon her knowledge to help companies build strong leaders and employee engagement. She does this by creating attractive benefit programs, and by guiding management on navigating employment practices and employee performance. Debby is also a Licensed Insurance Agent for Life, Accident & Health.

Debby’s heart lies within the Manufacturing business community in the Brainerd Lakes Area in Minnesota. She currently serves as President of the Lakes Area Manufacturers Alliance whose mission is to encourage students to engage in careers in manufacturing and to provide networking opportunities for area manufacturing leaders.

Debby loves northern Minnesota where she resides with her husband, enjoying their home on the lake, wildlife, family, and friends.

Evoto

Emma Mills

Human Resources Advisor

Email Emma

Emma began her career in the hospitality and customer service industry, where she developed a strong foundation in people-focused roles. After earning her degree in psychology, she pursued an internship in human resources, which sparked her passion for the field. Since then, she’s immersed herself in HR, where she enjoys finding creative solutions to workplace challenges and fostering a positive, inclusive work environment.

Emma is working toward becoming a licensed benefit agent. She is excited to continue expanding her knowledge and network with Trinity Business Partners. Outside of work, she loves spending time with family and friends, enjoying outdoor activities like camping, fishing, and being on the water, reading, and cooking. Emma recently moved to the North Metro area but has deep roots in the Brainerd Lakes area, where she was born and raised.

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Chellsy Elling

Benefits and Advisor Assistant

Email Chellsy

Chellsy currently lives outside of Brainerd and was raised in Deerwood, Minnesota. She obtained her medical scribe certificate, dental assistant diploma, dental assistant A.A.S. degree, and AA degree after graduating from Crosby-Ironton High School.

Prior to joining the Trinity Business Partners team, Chellsy primarily worked in early childhood education and healthcare. As part of the office support staff, she is learning that every day brings something different to flex her skills and stretch her knowledge.

When Chellsy is not at work, she enjoys hanging out with her boyfriend, their kids, and most of all, her dog. When not spending time with her family, she enjoys crafting and talking on the phone with friends.

Mission Statement

Provide exceptional benefits, guidance and support services for our clients while creating partnerships that strengthen and grow businesses.

Vision Statement

Be the premier partner leading our community in support services while maintaining uncompromising principles.

"People don't care how much you know until they know how much you care."

-Theodore Roosevelt

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7760 Excelsior Rd Ste. #103  |  Baxter MN 56425

30537 Patriot Ave | Pequot Lakes MN  56472

204 2nd St. NW | Aitkin MN 56431

info@trinitybp.com
Main Office Number: 218.818.4400
Fax: 218.454.4840

Summer Hours:
Monday - Thursday 8 AM - 5 PM
Friday 8 AM - 12 PM

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